As a prospective homebuyer ensuring legalities of a prospective property is one of the most important decisions you can make. The Current Title Search is a report that pertains to the time frame that the current owner(s) of the property have held title. The legal owners, legal description and if any recorded documents during that time will be reported. Documents such as liens that have been placed against the property during the current ownership,if fulfilled, should have a lien release recorded and will be included in our search results if on record.
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The Limited (2) Owner Title Search is for any homeowner or prospective homeowner who wants to delve slightly deeper into the history of their property or a prospective property. This search will not only provide the recorded documentation of the time during the current ownership of the property but also the recorded documentation during the time of the prior ownership (2 ownerships total). The legal owners, legal description and if any recorded documents during that time will be reported.
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We highly recommend The Full Chain Search ordered before the close of escrow. This search will examine and detail the same historical information as the Current and the Limited Owner Title Searches but will go back to include information up to a 50 year history or to the developer whichever comes first. When we refer to this search as “Full Chain” this means that each transaction of a property has or should have a seamless transition from one ownership to the next with the proper documents to support the transactions.
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